401k Contributions 2025 Max Age. Learn more about changes to 401(k) and roth ira contribution limits. For 2025, the 401(k) limit for employee salary deferrals is $23,000, which is above the 2023 401(k) limit of $22,500.
Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $22,500 to $23,000. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2025.
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